2008-2010 Retirement Security publications

Social Security Works

straight facts on social security08.24.2010 | For 75 years, Social Security has provided a foundation of economic security for American workers, retirees, and their families. This brief examines who Social Security helps, how it works, and explains projections for the long-term outlook.

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Straight Facts on Social Security

straight facts on social security08.06.2010 | Social Security is the bedrock of economic security for millions of children, as well as working and retired Americans. The Social Security system currently operates at a surplus, and with a few minor tweaks, will continue to do so now and far into the future. But we can improve on Social Security's winning formula.

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2010 Social Security Trustees' Report Key Facts

straight facts on social security08.05.2010 | Every year, the Social Security Trustees are required by law to project the program’s finances 75 years into the future. Three different scenarios are created. Once again, the 2010 Trustees’ Report has confirmed the health and the long-term vitality of the Social Security system. Here's a look at some of the key facts.

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Restoring Retirement Security: Supplemental Social Insurance for Washington

StateSSI03.31.2010 | Social Security remains as a solid pedestal for our retirement, but pensions are shrinking or non-existent and workers are more apt to have debts than savings. This can be overcome by first augmenting federal Social Security benefits; second, advancing universally accessible voluntary retirement accounts; and third, as this brief outlines in more detail, developing a progressive state-level supplemental social insurance system.

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Washington Voluntary Retirement Accounts: Universal Access to Retirement Security

WVRA01.25.2010 | Washington Voluntary Accounts (WVAs) would offer safe, secure and portable retirement options to thousands of Washington workers without an employer-sponsored retirement plan. WVAs directly address the importance of a retirement program for about half of all workers who do not have a retirement savings plan in their workplace.

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Straight Facts on Social Security

straight facts on social security 09.01.2009 | As a nation, we can easily afford Social Security. The Trust fund is secure, and the program is in good shape financially - now and far into the future. But we can improve on Social Security's winning formula.

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Stronger Nests, Bigger Eggs - New public policy options to promote retirement income security

stronger nests bigger eggs08.03.2009 | Without dramatic changes to our country’s private-sector pension and retirement saving system, most workers will not be able to save enough for a comfortable retirement. A significant change is needed to help businesses and workers increase retirement savings. We all have an interest in having workers approach their retirement years with sufficient savings and investments in place to help secure their independence and self-sufficiency. States should develop programs that build on the systems already in place in state government in order to aid all businesses in starting retirement plans and help workers begin setting aside money for retirement.

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Universal Voluntary Retirement Accounts: Secure retirements, competitive businesses and economic growth for America

uvra summary 05.18.2009 | Half of all workers lack access to a retirement plan at their workplace. And small businesses face high administrative and cost hurdles that often prevent them from offering retirement plans to employees. Universal Voluntary Retirement Accounts (UVRAs) are a straightforward alternative to the retirement savings dilemma facing today’s workers and small businesses. UVRAs allow any individual worker to open a low-cost Individual Retirement Account (IRA), and make it easier for small businesses to recruit and retain employees by offering them a way to save for retirement.

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Washington Voluntary Accounts: Creating Universal Access to Retirement Security

wva universal access02.15.2009 | The proposal for Washington Voluntary Accounts (WVAs) offers an easy mechanism for individuals to save for retirement. WVAs directly address the importance of a retirement program for about half of all workers who do not have a retirement savings plan in their workplace.
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UVRA Update

UVRA03.01.2008 | Volume 1, Issue 1: Includes updates for eight states and initial details for regional and national conferences on Universal Retirement Savings Accounts (UVRAs).


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Response to the 2008 Social Security Trustees Report

ss trustees report response05.01.2008 | The annual Trustees report was envisioned as a way to provide policy makers and citizens with information on the long-term stability of Social Security. The report projects the finances of the program for the next 75 years. Doing so has always required a degree of fortune telling. Adding to the confusion of this already difficult task, is that in recent years, conservative politics appears to be having a greater influence on the contents of the report. The report is increasingly influenced by the partisan politics of the Presidential appointees who serve as trustees. Full report »

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